borrowing
I Make $70,000 a Year-How Much House Can I Afford?
I Make $70k a Year-How Much House Can I Afford? Disclaimer: This article contains paid affiliate links. By you clicking on the affiliate link and
What Happens When You File Chapter 7?
what happens when you file chapter 7 The word bankruptcy is scary for many. Sometimes, we often associate bankruptcy as a desperate, last resort. However,
Stop Lending Money To Friends and Family
Stop lending money to family and friends Now before you judge me too harshly, I’m a firmly believe that charity and generosity should be a
Interest Rate, APR, and APY: What’s the Difference and Why Does It Matter?
Interest rate, APR, and APY are often confused Interest rate, APR and APY are all terms lenders and other financial institutions use fairly often. They
Advantages and Disadvantages of Peer to Peer Lending
Advantages and Disadvantages of peer to peer lending If you wanted to borrow money for home improvements, education, or starting a small business, seeking out
Why You Should Not Sign Up for That Retail Credit Card
Why You Shouldn’t Sign Up For that retail credit card No matter how tempting the offer sounds, do NOT sign up for that store credit
Should You Buy A House Now….Or Keep Renting?
Should You buy a House Now…or Keep Renting? According to the latest census data, the current home ownership rates sits at about 64.7%,. As Americans,
5 Ways to Improve Your Credit Score
5 ways to improve your credit score Disclaimer: This article contains paid affiliate links. By you clicking on the affiliate link and making a purchase,
Easy Guide For Refinancing a Home
Easy guide for refinancing a home Refinancing a home is a big decision and can have significant implications on your monthly payment and years of
How to Avoid Massive Student Loan Debt
The student loan trap and how to avoid it For the first time in history, student loans have outpaced consumer spending, reaching $1.6 trillion in
The 3 Most Common Types of Mortgages
The Three Most Common Types of Mortgages Choosing which sort of mortgage to take on is very important as it determines how much you pay
Tips For Buying a Home For the First Time
Tips For Buying a home for the first time Purchasing a home can be a daunting undertaking. Between securing a down payment, working with the
Quick Guide to Student Loans
the ultimate guide to student loans The student loan debt crisis is in the trillions, surpassing credit card debt in America for the first time